You can’t assume your insurance will go with you when you travel. It’s very important to find out before you leave whether or not your medical insurance will cover you overseas. You need to ask your insurance company two questions:

• Does my policy apply when I’m out of your home country?
• Will it cover emergencies like a trip to a foreign hospital or a medical evacuation?

In many places, doctors and hospitals still expect payment in cash at the time of service.